The Power Behind Your Purpose
Redefining finance through impact.
Power With Purpose
Join a next-generation financial ecosystem. Experience seamless global payments, transparent pricing, and the power of community ownership. Designed with clarity, security, and equal membership for all, the Torch ecosystem supports your purpose and rewards its users.
1️⃣ Access the Torch Ecosystem
Start your journey in minutes.
Download the app, complete your quick application, and activate your Torch Card — a Visa-enabled global payment solution designed for simplicity and security. Once activated, your card becomes a powerful fintech tool that works everywhere Visa is accepted.
✔ Global acceptance with Visa integration
✔ Fast onboarding, minimal friction
✔ Secure and compliant fintech infrastructure
2️⃣ Global Power. Zero Markup.
Use your Torch Card for everyday transactions, from cafés to flights, online shopping to subscriptions. Every transaction is processed with high security standards and real-time tracking. No complicated reward gimmicks, just straightforward spending power.
✔ Instant transaction notifications
✔ Contactless & global payments
✔ Secure card controls via app
3️⃣ Impact Happens Automatically
Torch connects your spending to social good — without extra effort or separate donations. As you use your card:
• A portion of the platform’s revenue is routed directly to causes you choose.
• You stay in control; you decide which nonprofit or initiative benefits.
Impact is built into the system — not added as an afterthought.
✔ Transparent revenue-sharing with vetted nonprofits
✔ User choice over supported causes
✔ Zero additional cost to you
4️⃣ Earn Ownership Through Loyalty
With active membership, Torch turns loyalty into ownership in the fintech you help shape. Consistent engagement over time unlocks your stake in the Torch ecosystem — turning spenders into stakeholders.
Ownership Path:
✔ Maintain membership for 12 months
✔ Meet eligibility criteria
✔ Receive your loyalty reward in the form of equity*
Terms and vesting conditions apply. Loyalty Equity Options are a reward for long-term membership, not an investment product. Capital at risk. The value of equity can go down as well as up.
Transparent Pricing,
Built for Trust
£9.90 per month. One premium membership.
Torch operates on a simple pricing model: one clear membership fee that gives you full access to the entire premium experience. No tiers to compare, no upgrades to unlock, just one plan designed for clarity, fairness, and long-term trust.
This approach ensures:
• Predictable cost structure
• Member-aligned incentives
• Sustainable fintech growth
Member-First Pricing Philosophy:
• One fee, full access
• No surprise charges
• Designed for longevity and trust
Transparency by Design.
Trust is our most valuable currency. Here are straight answers to the questions we get asked the most. For more questions, please visit our full FAQ page.
Is my money safe?
Describe the service and how customers or clients can benefit from it. This is the place to add a short description with relevant details, like pricing, duration and how to book.
Can I cancel anytime?
Yes. We believe you should stay because you want to, not because you have to. You can cancel your monthly subscription at any time instantly via the app, with no hidden penalties or lock-in contracts.
How do I earn equity?
It’s simple: Loyalty equals ownership. Maintain your active membership for 12 consecutive months, and you automatically unlock your stake in the Torch ecosystem. It’s our way of thanking you for building the future with us.*
*Torch Equity is a loyalty benefit, subject to vesting terms. Capital at risk.