Earn Fintech Shares While You Spend, The New Path to Financial Participation!

For the bold travelers of the future financial world, we are unveiling Torch Card's genuine partnership model.

Today, we will show you the path to how you can acquire the opportunity for a future Torch Card share, without spending an extra penny out of your pocket, simply by using your card. Our goal is to ensure that not only investors but also our users participate in our growth journey, offering them a transparent, genuine opportunity. Get ready to witness Torch Card's innovative approach to the financial world!

A Real Opportunity in the Fintech World: The Potential for Ownership is Now Within Your Reach

For years, investing in a high-growth fintech (financial technology) company at an early stage was largely the domain of major funds and professionals. This made it difficult for ordinary users to benefit from the company's growth. Although users are a fintech's greatest driving force, they could only access investment opportunities after the valuation had already soared.

Torch Card is changing this. Our vision is for every Torch Card user to be a genuine part of the brand's growth journey. That is why we spent a long time searching for a free way to grant a right to our users during our early-stage journey. Earn Fintech Shares While You Spend, The New Path to Financial Participation! How Your Spending Leads to Real Equity Reservation? When you start using Torch Card, you begin building an equity reservation fund for your future. But how do we establish this fund without an extra single cent coming from your pocket?

With every transaction at Torch partner merchants, Torch Card starts accumulating savings for you at a special rate. This accumulated saving is a special amount offered by Torch Card and is held exclusively as a pre-payment fund for your future share acquisition. While you are simply making your daily purchases, paying bills or rent, enjoying coffee, or buying shoes, Torch continues to build your savings account. Remember, you cannot use these funds for normal shopping because this is a special fund created for your fintech participation.

This is not just a card; it's your torch on the path to your financial future!

Your Torch Journey: The Milestones of Your Accumulation

🥈 Silver Badge (£20 Accumulation): Your First Victory! You’ve crossed the initial £20 threshold! This is more than just a badge; it’s your status insignia confirming the first serious step you’ve taken on your path to financial awareness and active participation in our brand. You’ve made your first mark on your fintech future!

🥇 Gold Badge (£50 Accumulation): You're Halfway There! You’ve reached the halfway point to your goal! By hitting £50 in accumulation, you are proving your exclusive progress within the Torch Card community. This is a brilliant indicator of your dedication to reserving your Torch Share—achieved solely through your spending.

🚀 Torch Share Reservation / Pre-Payment Fund Formation (£100 Accumulation): GATES ARE OPEN! The Turning Point: Congratulations! Once your fund reaches £100, this amount officially converts into a real fund strictly reserved for acquiring a Torch Card Share. This fund secures the place you’ve earned.

What Is This Fund For? This £100 is your pre-payment reservation that you will use to actually purchase shares for you in our company’s first suitable future investment round (e.g., IPO, Crowdfunding). You are now entitled; with this fund, you get the opportunity to purchase a specific number of shares in the future investment process. The Ethical and Trustworthy Dimension of Financial Participation

The Ethical and Trustworthy Dimension of Financial Participation

Torch Card's model resonates in the financial world because we are moving the rules of investment to a more participatory and transparent ground:

Real Fund, Real Purpose: These accumulated funds (£100 reached) are genuinely and operationally set aside only for the potential future purchase of shares. This is not a marketing gimmick; it is a demonstration of Torch Card's commitment to offering this opportunity.

Equality of Opportunity: Ordinary users reserve their seat to become a future Torch Card shareholder—simply by using their cards—without going through the challenging and costly seed investment processes.

Full Transparency: This system does not constitute investment advice. We are simply offering you the chance to accumulate funds effortlessly and use that fund for future investment. Important Disclosure and Risk Statement Join the Torch Card community, manage your spending with financial awareness, and claim your place in the future fintech ecosystem. LEGAL DISCLOSURE AND TERMS Torch Card is not an investment platform or a broker-dealer.

Purpose of the Fund: The user's £100 accumulation is a pre-payment fund, strictly reserved solely for the purchase of shares in a future legal investment process (e.g., IPO, Crowdfunding, etc.).

Investment Risk: Once share acquisition takes place, the investment decision is entirely the user's. Share values may fall or rise. Past performance is not a guarantee of future returns.

Fund Usage: The fund, upon reaching the £100 threshold, cannot be used for any other purpose, including regular purchases or cash withdrawals.

Expiry Clause (Reset): This accumulation is built through an expenditure-based rewards system. However, any accumulation that does not reach the £100 threshold and is not converted into the right will expire and reset within 6 months from the date it was earned. The user must then restart the accumulation process.

Company Discretion: Share acquisition and the process are dependent on Torch Card's future plans, legal regulations (including the FCA), and market conditions. Torch Card reserves the right, without committing to a specific timeframe, to initiate the process in accordance with the legal framework and the company's strategies.

This text is for informational purposes only and must not be interpreted as investment advice.