about us
Own
the Future of Fintech with Torch Card
The digital economy is expanding — and this time, you can be more than just a participant.
With Torch Card, every pound you spend becomes a step toward owning a piece of fintech’s future.
Torch Card empowers you to move beyond spending — to become part of a community that shares growth, value, and purpose.
And the best part? No extra payments. No hidden costs. Just everyday spending that works for you.
How It Works
Terms and Conditions apply.
01
Spend Smart!
Apply for your Torch Card and start using it at partnered retailers. Enjoy exclusive discounts and cashback rewards every time you shop — your everyday spending now works smarter for you.
02
Save Effortlessly!
Your cashback automatically accumulates in your Torch account — helping you save while you spend.
03
No Extra Payment Required!
There’s no need for additional fees or extra spending to earn rewards. Every cashback and benefit is generated directly from your everyday purchases at partnered retailers, you simply spend as usual, and Torch takes care of the rest.
04
Own the Future!
As your savings grow, unlock milestones that bring you closer to fintech ownership.
Be Part of the Growing Fintech Economy!
Collect badges, celebrate your milestones, and take one step closer to becoming a Torch Shareholder.
Silver Badge - £20 Reached
You’ve started your journey.
Gold Badge - £50 Reached
You’re halfway there.
Torch Shareholder - £100 Reached
Welcome to the future of fintech.
WHY Torch Card?
Turn Your Spending into Shares and Impact!
With Torch Card, your everyday spending can earn you shares — and much more. Every purchase not only gives you a stake in fintech’s future, but also supports the causes you care about.
Whether it’s women, children, animals, climate, poverty, cancer, chronic illnesses, local communities, or sports clubs — your spending creates real impact.
How Does It Work?
- Torch uses half of its revenue for nonprofits.
- Partnered retailers offer exclusive discounts to Torch users.
- You spend, save, and give back, all at the same time.
We call this the Torch Ecosystem, where every transaction grows your wealth and your impact.
Support Your Goodness
Support Your Future
With Torch Card!
Make a positive impact with every spend, and shape your future with every choice.
Simple. Transparent. Rewarding. That’s Torch.
FCA Investment Notice
When you reach £100 in savings, a purchase of Torch Card shares is triggered.
Shares are an investment, and your capital is at risk. The value of shares can fall as well as rise according to market conditions, and past performance is not a reliable indicator of future results.
Please review all Terms and Conditions before investing.
Terms and Conditions apply.
Additional Information:
- Share Type: These shares are early-stage (early investor/founder) shares in Torch Card's parent company.
- Liquidity: Your shares are not currently traded on an exchange. Please review the Terms and Conditions to understand the mechanism for selling your shares.
Get inspired by stories that drive change — Visit the Torch Blog today.
Ready to get started?
Want to join the Torch Card Partnership Program and generate sustainable funding for your nonprofit through everyday spending?