Smart Payment Solutions for Individuals, Businesses & NPOs

Take Full Control of

Your Finances !

Manage your money easily, spend securely, and support the world around you — all with one smart, purpose-driven card: Torch Card.

Start Your Financial Revolution —
Fund the Good You Believe In Without Compromising Your Budget!

Every Spend Lifts Someone Else Up!

A coffee, a bill, your weekly groceries — each transaction quietly supports the cause you believe in. Because real change begins with small, intentional choices.

Peace of Mind in Your Finances!

Torch doesn’t just help you budget — it helps you feel safe, balanced, and proud of how you manage your money. Your values and your wallet, finally aligned.

Torch Card is more than a tool — it’s a statement. You’re not alone. You’re part of a growing movement of people using money to build something better.

A Simple Way to Belong to Something Bigger!

How It Works!

Turn every personal and business payment into meaningful impact, effortlessly supporting the nonprofits you care about. Here’s how it works:

• Sign Up & Download the Torch App – Create your account in minutes via our website or mobile app. Start your journey towards impact today.

• Choose Your Cause – Pick a nonprofit from our partner list or suggest one you care about. Every choice matters.

• Use Your Torch Visa Card – Pay online or in-store like normal, with the added power of supporting a cause.

• Automatic Impact – A portion of Torch Card’s revenue from each transaction goes directly to your chosen nonprofit. No extra effort needed.

Why Torch Card is Different:

• No hidden fees or donations taken from your account.

• Fully automated impact tracking.

• Every purchase, big or small, contributes to meaningful change.

Torch Card isn’t traditional charity. It’s a next-generation fintech solution designed for the digital era—empowering individuals and businesses to create positive change effortlessly.

Get started with Torch Card today and make every payment count!

Get Your Free Card

Choose Your Purpose of Use!

Tailored solutions for individuals, businesses, and nonprofits.

Whether you’re spending personally, managing company expenses, or driving impact as an NPO — Torch Card adapts to your needs.

Individual

Take control of your money—with ease and security.

Track spending, pay bills, and shop smarter with the Torch App. Fully secure, always simple.

Coming soon to Apple Pay and Google Pay.

Apply Torch Card

Business

No hidden fees. Total transparency. Stay in control 24/7 and run your business smarter with the intuitive Torch App. Built for flexibility, designed for simplicity.

Coming soon to Apple Pay and Google Pay.

Apply Torch Business Card

For NPOs

Earn sustainably. Grow with purpose.

Join the Torch Partnership Programme and unlock new revenue streams for your nonprofit, charity, or community group. Expand your reach, boost your impact — all through one smart, secure platform.

Start Earning for Your Community!

Torch Circle

Own a home, together — with no interest, no deposit.

Torch Circle helps you save collectively, access smarter tools, and take your first step towards owning a home — fair, transparent, and community-powered.

Be Part of the Circle!