Recurring income without asking your donors time & again.
Your community already spends every day. Torch turns that everyday spending into a steady, predictable stream for your cause — at no cost to you or to them.
Turning transactions into action
Asking the same people for more is exhausting — for everyone.
Supporters are stretched, and asking your existing base for one more contribution gets harder every year. Smaller charities feel it first.
Torch starts somewhere else entirely: not from what people can give on top of their lives, but from the spending already woven through them. The ask doesn't get gentler — it disappears.
Set it up once. It runs on its own.
Invite your community
Share Torch with your supporters. No credit checks, no cost to join, no technology to build.
They spend as usual
Coffees, shopping, bills — nothing about their day changes, and nothing is asked of them.
You receive a steady share
Half of what Torch makes on their transactions flows to you — every transaction, fully traceable.
Pennies, at first — but your supporters don't spend once. A coffee here, the weekly shop there, the fare home, day after day. Each transaction shares a little; together, across your whole community, they add up to something steady. No campaign to run, no ask to make — just recurring income you can plan around, building quietly while your supporters go about their lives.
Reassurance for your trustees, not just your fundraisers.
The things a risk-aware board asks about, handled up front.
Predictable, recurring income
A stream you can actually plan multi-year programmes around.
Equal footing for all sizes of Charities
The same care for a small community charity as for a national NGO.
Zero setup cost to you or your users
No integration fees, no platform charges, no catch.
Full, auditable transparency
Every pound traceable to the transaction, the cause, and the date.
Your questions, answered.
Every time a supporter uses their Torch card, Torch earns revenue from eligible card transactions and selected merchant partnerships. We automatically share 50% of this eligible revenue with your organisation, so every eligible purchase helps generate ongoing funding at no extra cost to your supporters.
There’s nothing you need to do – funds are calculated and distributed automatically as supporters use their cards.
Nothing. There's no integration fee, no platform charge, and no cost to your organisation or your supporters.
It starts small: pennies per transaction but because supporters spend repeatedly (coffee, shopping, bills, day after day), it adds up into a steady, recurring stream you can plan around, rather than a one-off donation.
Torch treats all organisations equally, regardless of size. A small community charity gets the same terms and treatment as a national NGO.
Every transaction is fully traceable - you can see exactly which transaction, cause, and date each pound of income relates to, giving full auditable transparency for your records or board.