The Power Behind Your Purpose
Redefine What Your Money Can Do.
Transform Loyalty into Impact.
Forget pointless rewards; focus on real impact. Without any extra fees, Torch users empower their purpose with every single tap. Witness your daily spending transform from a mere cost into an investment in our collective future.
Excellence is Just the Beginning
Empower change with every spend.
Technology defines the card; purpose defines the holder. We support your chosen nonprofit with 50% of our profits, at no extra cost to you. Simply live your life, and let Torch turn your spending into a force for good. Excellence is that simple.
The Torch Roadmap: Your 12-Month Journey to Ownership.
Order Your Free Torch Card
Not just a status symbol, but a robust financial tool. Accepted worldwide at millions of locations. Enjoy instant transaction notifications, freeze/unfreeze security, and seamless contactless payments. No hidden FX fees, just pure spending power.
Select Your Cause
Choose a charity, non-profits, community or sports clubs directly within the app. Every time you tap to pay, a portion of the merchant fee is redirected to your chosen cause, at absolutely no extra cost to you. Impact made simple.
Shop with Our Partners
Maximise your contribution by shopping at Torch-partnered businesses. By choosing brands that care about our collective future, you grow the good with every pound spent. Supporting your community has never felt better.
The Torch Ecosystem
The Traditional Path
Banks profit. You simply spend.
A Depleting Balance.
You stay loyal, Your Future Wins.
You spend, Society Wins
Amina T.
Torch Champion Member
Switching to Torch Card transformed the way I think about everyday spending.
It’s not just about transactions anymore — every payment I make now contributes to real social impact. Seeing my spending support causes like women’s rights and environmental charities I deeply care about makes me feel genuinely connected. It’s effortless, transparent, and deeply rewarding.
Torch Card vs Other Cards
The Reward
Free Torch Black Card
Free or Premium Price
The Impact
Automated (50% of Profits)
Symbolic - Do It Yourself (Other Cards)
Hidden Fees
100% Transparent
Hidden FX & Fees (Other Cards)
Monthly Cost
£0
Avg. £0-£50/mo (Other Cards)
Your Year in Impact
Co-create a Better Future
You Spend Money (Other Cards)
Frequently Asked Questions
Trust is our most valuable currency. Here are straight answers to the questions we get asked the most. For more questions, please visit our full FAQ page.
What is Torch Card?
Torch is a next-generation, purpose-driven payment solution built on the Visa network. Unlike traditional and digital banks, we commit 50% of our profits to non-profit organizations as a sustainable revenue stream. By reimagining fintech as a force for good, we empower our users to support the causes they believe in, turning every transaction into a meaningful social impact.
How do I support a Nonprofit Organization with Torch?
Simply use your Torch Card for everyday essentials like coffee, rent, or groceries. All you need to do is select any UK-registered charity. Leave the rest to us; Torch establishes partnership programs with non-profits to ensure your impact journey begins instantly and effortlessly.
How can my organization become a Torch Partner?
Our ecosystem is inclusive and barrier-free. Whether you are a global NGO or a local initiative, you can join our partner program by simply verifying your legal status. Apply via our website to start effortless fundraising through our community.
How do I partner with Torch as a local business?
Joining our ecosystem is incredibly simple. As a Torch partner, you open your doors to a community of conscious spenders who prioritize social impact in every transaction. There are no integration costs. This transforms your business from a local shop into a pillar of the community, empowering you to grow the good with every sale.
