Invite your community
Share Torch with your supporters. No credit checks, no cost to join, no technology to build.
Your community already spends every day. Torch turns that everyday spending into a steady, predictable stream for your cause — at no cost to you or to them.
Turning transactions into action
Supporters are stretched, and asking your existing base for one more contribution gets harder every year. Smaller charities feel it first.
Torch starts somewhere else entirely: not from what people can give on top of their lives, but from the spending already woven through them. The ask doesn’t get gentler — it disappears.
Share Torch with your supporters. No credit checks, no cost to join, no technology to build.
Coffees, shopping, bills — nothing about their day changes, and nothing is asked of them.
Half of what Torch makes on their transactions flows to you — every transaction, fully traceable.
Pennies, at first — but your supporters don’t spend once. A coffee here, the weekly shop there, the fare home, day after day. Each transaction shares a little; together, across your whole community, they add up to something steady. No campaign to run, no ask to make — just recurring income you can plan around, building quietly while your supporters go about their lives.
The things a risk-aware board asks about, handled up front.

A stream you can actually plan multi-year programmes around.

The same care for a small community charity as for a national NGO.

No integration fees, no platform charges, no catch.

Every pound traceable to the transaction, the cause, and the date.
Every time a supporter uses their Torch card, Torch earns revenue from eligible card transactions and selected merchant partnerships. We automatically share 50% of this eligible revenue with your organisation, so every eligible purchase helps generate ongoing funding at no extra cost to your supporters.
There’s nothing you need to do – funds are calculated and distributed automatically as supporters use their cards.
Nothing. There’s no integration fee, no platform charge, and no cost to your organisation or your supporters.
It starts small: pennies per transaction but because supporters spend repeatedly (coffee, shopping, bills, day after day), it adds up into a steady, recurring stream you can plan around, rather than a one-off donation.
Torch treats all organisations equally, regardless of size. A small community charity gets the same terms and treatment as a national NGO.
Every transaction is fully traceable – you can see exactly which transaction, cause, and date each pound of income relates to, giving full auditable transparency for your records or board.