1. Spend like you always do
Tap your free Torch card for coffee, the weekly shop, the fare home — nothing about your day has to change.
Welcome to Torch.
The free visa debit card that makes doing good effortlessly simple.
Every time you spend with Torch, we share half of the fees we earn from your spending, and all of the impact you generate at our partners, with a charity of your choice. At no extra cost to you, from your very first payment.
Turning your transactions into action
How does it work?
You spend. Torch shares.
2. The retailer pays a small transaction fee
Just like any card, every payment earns Torch a small share from the retailer — at no extra cost to you.
3. Half of this fee goes to a charity you choose
Pick any charity you care about, and half of what Torch makes on your spending goes straight to them.
4. Support adds up, automatically
No round-ups, no admin — just steady, recurring support for your charity, building from your very first tap.
Find your place
One card. Three ways to do good.
For Users
Spend like always, and half of what Torch makes goes to a charity you choose — at no extra cost, ever.
For Charities
Turn your supporters’ everyday spending into steady, recurring income — with nothing extra to ask them for.
For Local Businesses
Bring in cause-minded customers and back your community — without a single discount or price cut.
Spend like always.
Give like never before.
Charities can join Torch for free.